If you’re planning a trip to China, one of the most common questions you’ll hear is:
“Do I need cash in China?”
The short answer: cash is accepted, but you’ll rarely need it.
China is one of the most mobile-payment-friendly countries in the world, and Alipay and WeChat Pay are used for almost everything—from taxis and restaurants to museums, street food stalls, and even public toilets.
The good news? Yes, foreigners can use both Alipay and WeChat Pay in China.
In this guide, we’ll explain how it works, what you need, and practical tips to avoid payment issues during your trip.
Why Mobile Payment Is Essential in China
While cash can be used, most daily transactions in China are designed around QR-code payments.
In major cities like Beijing, Shanghai, Xi’an, Chengdu, and even smaller towns, mobile payment is the most common and convenient way to pay. In many situations, paying with a phone is simply faster and more natural than using cash.
You’ll often use mobile payment for:
- Restaurants & cafés
- Taxis & ride-hailing
- Metro & buses
- Tourist attractions & ticket counters
- Convenience stores & local markets
For foreign visitors, setting up Alipay or WeChat Pay before arrival makes everyday travel much easier.
Can Foreigners Use Alipay in China?
Yes — Alipay is the easiest option for most foreign travelers.
Alipay for Foreign Visitors
Alipay allows international travelers to:
- Register using a foreign passport
- Link international credit or debit cards (Visa, Mastercard, JCB, UnionPay)
- Pay directly in RMB without a Chinese bank account
How to Set Up Alipay (Step-by-Step)
- Download Alipay from the App Store or Google Play
- Sign up using your passport
- Add an international bank card
- Complete identity verification
You’re ready to pay in China.
✅ Works in most shops, restaurants, taxis, and tourist attractions
✅ English interface available
✅ Widely accepted nationwide
Can Foreigners Use WeChat Pay in China?
Yes, but with some limitations.
WeChat Pay allows foreigners to:
- Register with a foreign phone number
- Link international credit cards
- Make QR-code payments in many locations
Compared with Alipay:
- Setup can be slightly more complex
- Some smaller vendors mainly use WeChat Pay linked to Chinese bank accounts
- English support is more limited
Best Use Case for WeChat Pay
WeChat Pay is helpful if you:
- Already use WeChat for messaging
- Need to pay friends, guides, or drivers
- Are staying in China for a longer period
Alipay vs WeChat Pay: Which Is Better for Foreign Travelers?
| Feature | Alipay | WeChat Pay |
|---|---|---|
| Passport registration | ✅ Easy | ✅ Available |
| International cards | ✅ Well supported | ⚠️ Limited |
| English interface | ✅ Yes | ⚠️ Partial |
| Tourist friendliness | ⭐⭐⭐⭐⭐ | ⭐⭐⭐ |
| Recommended for short trips | ✅ Yes | ⚠️ Optional |
👉 Our recommendation:
For most travelers, Alipay is the best and most reliable choice, with WeChat Pay as a useful backup.
Do Foreign Credit Cards Work in China?
In general:
- Visa and Mastercard acceptance is limited
- Many local businesses don’t accept foreign cards
- Hotels and high-end malls may accept cards, but daily spending relies on mobile payment
💡 Tip: Don’t rely on credit cards alone when traveling in China.
Can I Still Use Cash in China?
Yes, cash can be used in China, and it’s useful to keep some RMB with you.
However, for everyday situations, mobile payment is usually quicker and easier.
Many travelers find that:
- Change isn’t always readily available
- QR-code payment is the default option
- Staff naturally expect mobile payment
For most trips, cash works as a backup, while Alipay or WeChat Pay handles daily expenses.
Common Payment Problems Foreigners Face (and How to Avoid Them)
Problem: Payment rejected
✔️ Solution: Make sure your card allows international transactions
Problem: App not verified
✔️ Solution: Complete passport verification before arrival
Problem: No internet connection
✔️ Solution: Buy a China eSIM or SIM card with data
At Travel China, we help our guests set up payment apps before and during their trip, so you never feel stuck.
Payment Tips for a Smooth Trip to China
- Set up Alipay before you arrive
- Link at least one international credit card
- Screenshot your QR code for quick payments
- Keep WeChat Pay as a backup
- Inform your bank about overseas usage
Need Help Traveling in China?
At TravelChina.co, we specialize in helping foreign travelers enjoy China with confidence.
We offer:
- Private guides & interpreters
- Airport pickup & local transportation
- Custom itineraries
- On-trip assistance for payments, apps & daily travel needs
📩 Planning your first trip to China?
Contact us and travel with ease—from payments to unforgettable experiences.
